New video by Our Rich Journey on YouTube
40 With No Retirement Savings? Do This.
Get a copy of our FREE Ultimate Financial Independence Budget Template: https://ift.tt/CgfnZVN 0:00 You're Not Too Late 2:13 Know Your FIRE Number 3:42 Get Your Employer Match 5:05 Create a Retirement-Focused Budget 6:45 Increase Your Income 8:54 Pay Off High-Interest Debt 9:54 Maximize Retirement Accounts 10:54 Keep Your Investments Simple 12:59 Start Today Get a copy of our FREE Ultimate Financial Independence Budget Template: https://ift.tt/CgfnZVN Think you're too late to retire comfortably? You're not. In this video, I share exactly what Amon and I would do if we were in our 40s with little or no retirement savings. We'll cover how to calculate your retirement number, why your employer match matters, how to build a retirement-focused budget, when to increase your income, paying off high-interest debt, maximizing retirement accounts, and why simple index fund investing has always been the foundation of our FIRE journey. No matter where you're starting, you still have time to build a plan for financial independence. ▸▸▸Enroll in our 365 Days to FIRE Program: https://ift.tt/lWn6Zjf Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://ift.tt/lWn6Zjf ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ift.tt/hqmrNfe Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://ift.tt/MNevWnH This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ift.tt/iMf5SGb This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://ift.tt/l4n0moQ ▸▸▸PLEASE SUBSCRIBE: DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! #FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly
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Get a copy of our FREE Ultimate Financial Independence Budget Template: https://ift.tt/CgfnZVN 0:00 You're Not Too Late 2:13 Know Your FIRE Number 3:42 Get Your Employer Match 5:05 Create a Retirement-Focused Budget 6:45 Increase Your Income 8:54 Pay Off High-Interest Debt 9:54 Maximize Retirement Accounts 10:54 Keep Your Investments Simple 12:59 Start Today Get a copy of our FREE Ultimate Financial Independence Budget Template: https://ift.tt/CgfnZVN Think you're too late to retire comfortably? You're not. In this video, I share exactly what Amon and I would do if we were in our 40s with little or no retirement savings. We'll cover how to calculate your retirement number, why your employer match matters, how to build a retirement-focused budget, when to increase your income, paying off high-interest debt, maximizing retirement accounts, and why simple index fund investing has always been the foundation of our FIRE journey. No matter where you're starting, you still have time to build a plan for financial independence. ▸▸▸Enroll in our 365 Days to FIRE Program: https://ift.tt/lWn6Zjf Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://ift.tt/lWn6Zjf ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ift.tt/hqmrNfe Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://ift.tt/MNevWnH This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ift.tt/iMf5SGb This course is designed for people interested in moving to Portugal. In the course, we explain the visa process, the documents you need to submit for your application, and the step-by-step process that we took to obtain our visas; we explain the residency permit process and how we obtained our residence permit here in Portugal; we explain the process for buying and renting a house in Portugal; we discuss healthcare, school options, and setting up NIFs, we explain taxes here in Portugal, and MORE! Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://ift.tt/l4n0moQ ▸▸▸PLEASE SUBSCRIBE: DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! #FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly
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