New video by Our Rich Journey on YouTube
DON’T DO THIS WITH YOUR DEBT – America’s Newest Debt Trap Exposed!
Our Rich Journey – 🚨 America’s newest debt trap is here—and it looks harmless at first. Buy Now, Pay Later (BNPL) has been marketed as a smart way to stretch your money. But the truth? It’s just another way to keep you in debt, paying more than you ever expected, and delaying your path to financial freedom. In this video, we break down exactly how BNPL works, why so many people are falling for it, and the hidden costs that make it dangerous for your wealth. From sneaky late fees to the illusion of affordability, BNPL isn’t a wealth-building strategy—it’s a trap. If you want to reach financial independence and retire early (FIRE), you can’t afford to play these debt games. We’ll show you the real alternatives that actually build wealth and help you escape America’s cycle of debt. ▸▸▸Enroll in our 365 Days to FIRE Program: https://ift.tt/wHubEVP Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://ift.tt/wHubEVP ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ift.tt/jyVtbSL Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://ift.tt/cF8Lmjz This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ift.tt/RkjCToN Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://ift.tt/gDqnAmc ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE 9 Rules We Followed to Become Millionaires in our 30s: https://youtu.be/K4G0u-2eeo8 Financial Norms Destroying Your Wealth - We Broke Them to Retire at 39 As Millionaires: https://youtu.be/uXZa7ckSbRk Our Top ETF Investments for Dividend Income and High Returns to Retire Early: https://youtu.be/I9m__9TMyJQ Investing in Index Funds for Beginners | Tips & Advice From Millionaire Investors: https://youtu.be/F14pXZ9wELc ▸▸▸PLEASE SUBSCRIBE: DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. #FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly
View on YouTube
Our Rich Journey – 🚨 America’s newest debt trap is here—and it looks harmless at first. Buy Now, Pay Later (BNPL) has been marketed as a smart way to stretch your money. But the truth? It’s just another way to keep you in debt, paying more than you ever expected, and delaying your path to financial freedom. In this video, we break down exactly how BNPL works, why so many people are falling for it, and the hidden costs that make it dangerous for your wealth. From sneaky late fees to the illusion of affordability, BNPL isn’t a wealth-building strategy—it’s a trap. If you want to reach financial independence and retire early (FIRE), you can’t afford to play these debt games. We’ll show you the real alternatives that actually build wealth and help you escape America’s cycle of debt. ▸▸▸Enroll in our 365 Days to FIRE Program: https://ift.tt/wHubEVP Our 365 Days to FIRE Program is your step-by-step guide to achieving financial independence and retiring early. Over the course of the program, you’ll learn how to build your FIRE plan, optimize your savings rate, invest in the stock market for long-term growth, and create multiple income streams. Plus, you’ll get tickets to attend our in-person meetups and 2-Day Conference in Portugal. Join us today! https://ift.tt/wHubEVP ▸▸▸Enroll in our Stock Market Investing Course for Financial Independence and Retiring Early: https://ift.tt/jyVtbSL Enroll in our new 21 module, 4-plus hour stock market investing course with more than 30 handouts of summary notes, homework assignments, and resources. Learn how to research and select investments, how to determine your asset allocation, how to rebalance your portfolio, how to optimize your investments for tax purposes, how to automate your investments, and much more (including a 19-page Investment Plan to work on)! ▸▸▸Enroll in our FIRE Master Class: https://ift.tt/cF8Lmjz This FIRE Master Class is designed for people interested in pursuing financial independence and retiring early. In the Master Class, we explain how to live off of your investments during early retirement; how to withdraw money from your investment accounts to support your living expenses during retirement; how to calculate your FIRE number; new and creative ways that you can save money; new side hustles for making money; how to invest in the stock market and in real estate; we discuss healthcare options in retirement . . . and MORE! ▸▸▸Enroll in our How to Move to Portugal Course: A Step-By-Step Course to Relocating and Living in Portugal: https://ift.tt/RkjCToN Books that have helped us on our Financial Independence Journey ----- The Bogleheads' Guide to Investing: https://amzn.to/2UjEc4j The Intelligent Investor: https://amzn.to/2MKGokh A Random Walk Down Wall Street: https://amzn.to/2zIVI8p The Book on Rental Property Investing: https://amzn.to/2UkwgQ6 Building Wealth One House at a Time: https://amzn.to/2ZJQuDW Rich Dad Poor Dad: https://amzn.to/2ZD29IK The Total Money Makeover: https://amzn.to/2Lc0thn The $100 Startup: https://amzn.to/2UnBpqK Freakonomics: https://amzn.to/2HCnDeJ ▸▸▸Follow us on Instagram: https://ift.tt/gDqnAmc ▸▸▸Check out some of our other videos! Stock Market Is Crashing, So We're Buying This NOW (See Our Top Pick): https://youtu.be/C5Cy48DzkWU Oh NO! Interest Rates Are Going Up! | Here's How to Invest in the Stock Market: https://youtu.be/mlD5OImfrEE 9 Rules We Followed to Become Millionaires in our 30s: https://youtu.be/K4G0u-2eeo8 Financial Norms Destroying Your Wealth - We Broke Them to Retire at 39 As Millionaires: https://youtu.be/uXZa7ckSbRk Our Top ETF Investments for Dividend Income and High Returns to Retire Early: https://youtu.be/I9m__9TMyJQ Investing in Index Funds for Beginners | Tips & Advice From Millionaire Investors: https://youtu.be/F14pXZ9wELc ▸▸▸PLEASE SUBSCRIBE: DISCLAIMER: We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research! AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at no additional cost to you, we may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact our personal opinions. #FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly
View on YouTube
Leave a Comment